5 Ways to Maximize Your Dental Insurance Benefits

From Marie Johnson, Business Manager at Eric Johnson, DDS

1. Remember that dental insurance plans don’t limit the care you can receive from your dentist; they only limit the dollar amount that is covered by insurance. Find out the maximum dollar amount and treatment you can receive under your insurance plan per year.

2. To avoid financial surprises, work with your dental office to: a.) formulate a treatment plan and b.) get an accurate estimate of benefits from your insurance company.

3. Maximize your benefits by scheduling major dental treatment at the end of one benefit period and the beginning of the next benefit period.

4. Understand that there are some incidents where dental insurance and medical insurance overlap. Check your medical coverage, because certain types of dental treatment may be covered by medical insurance.

5. Ask your dental office for detailed receipts of all treatment completed to ensure insurance claims get processed in a timely manner and get accurately paid to avoid late fees and finance charges.